What to check before you buy into a Florida HOA — reserve funds, special assessments, estoppel certificates, milestone inspections, and governing documents.
The due diligence checklist every Florida home buyer needs before closing on a property in an HOA community — documents, finances, red flags, and your legal rights.
Where Florida HOA governing documents are kept, how to search county official records for a declaration and its amendments, and what buyers are entitled to. Includes all 67 county records links.
A Florida CDD (community development district) is a local government that builds and maintains a community's infrastructure. Here's what CDD fees pay for, how they show up on your tax bill, how long they last, and how they differ from HOA fees.
What a Florida estoppel certificate is, what it costs, and how long an HOA or condo association has to deliver one — essential reading before you buy or sell.
Florida's post-Surfside condo safety laws explained — milestone structural inspections, Structural Integrity Reserve Studies (SIRS), and why SIRS reserves can no longer be waived.